What do I have to do?

Complete our online application form or call 071 9310137.
Vendor Finance work with a panel of 13 lenders to source finance options for you. Essentially, using the information you provide to us on your enquiry form, we match you with the lender that best suits your needs.

How much can I borrow?

Minimum of €5,000. No upper limit.
The minimum borrowing amount across all our lenders is €5,000 and is subject to current lender criteria.

Do I need a deposit?

No
100% finance can be arranged through some of our lenders, however a standard 10% deposit is more the norm

How long does it take to get a decision?

4 Hours
Depending on the lender used, a decision can be expected anywhere from 4 hours to 24 hours. Sometimes it takes a little longer than this and sometimes a decision can be returned more quickly.

Will my credit history be checked?

Yes
In assessing your finance application, our lenders will run a credit check through the Irish Credit Bureau (ICB).From October 1, 2019, this information will be requested from the Central Credit Register (CCR).

If I have a poor credit history can I get a loan?

Yes, quite possibly.
We work with a number of lenders who will accept applications from customers with impaired credit histories. For more information, simply call us on 071 9310137 for further details.

Does the age of the asset matter?

Yes
Generally speaking, older assets will have shorter loan terms and newer assets longer loan terms. Again, eachlender has their own credit policy in place relating to this and we will advise you of your finance term & options once we have received your application.

Can I repay the loan early?

Yes
Each lender has different rules regarding early repayments, and we are more than happy to discuss these with you before you draw down your finance