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The Vendor Finance Process

Looking for Car Finance? Once you apply through our short online enquiry form, we process everything directly with our lender partners and find you a competitive finance rate that suits your needs


With our website calculator, discover how much you can borrow and how much your repayments will likely be


Complete our short online application form and your personal car finance adviser will be in touch within hours


We liaise directly with your chosen car dealer to finalise paperwork and get you the keys to your new car

Apply for Car Finance Today! We make the process of getting car finance simple. Use our easy calculator today to find out how much car finance would cost you Apply Online Discover how much you can borrow Not sure where to start? Our car finance calculator provides budgeting insight. Get an estimate
Amount to borrow
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To pay back over
In this illustration your credit score is set to:

Vendor Finance is a finance broker, not a lender. We work with a panel of lenders, with rates starting from 5.9%. The above quote is a guide only – as no two finance applications are the same, the rate you are offered will depend on the information you provide to us as well as the year of the car, the amount you wish to borrow, and the finance term. For your specific quote, simply complete our application form and Vendor Finance will be in touch.

Best available rate 6.9%

48 monthly payments

Total repayment: €8,569.12

Total cost of credit: €1,069.12

Representative Example: Car costing €11,000, with no deposit, over a term of 60 months @ 9.9% typical APR = €231.26 per month / €53.37 per week. Total cost of credit is €2,939.09. Typical APR includes all charges, including a Documentation Fee and Purchase Fee of €63.49 and €12.70 respectively, and assumes good credit history. Figures are indicative and subject to change. The quotation is for illustrative purposes only and does not constitute a contract. Subject to current lender credit criteria.

Car Finance made simple

Work out your monthly budget with our finance calculator
Complete our hassle free, online finance application
We do the hard work for you!

Why choose Vendor Finance?

We make Car Finance simple, people friendly and fully transparent
We take care of all the paperwork and find you the most competitive rates
We liaise directly with the car dealer, saving you time to focus on other important matters

Need Some Extra Help?

Our Car Finance Guides

While exciting, buying a new car can be stressful. We’ve created some guides to explain how car finance works and all the tips and tricks to look out for when purchasing a new car.

How It Works

Looking for more information on how the financial process works, from start to finish? At Vendor Finance, we strive to make it as easy as possible for you.

We're Here to Help...

If you have a question that is not listed below or if the answer provided does not fully address your concern, simply give us a call on (071) 931 0137, where a member of our team will happily assist you. Also be sure to check our FAQs here  we also update our blog regularly here at You can also find us on our social channels Linkedin (here) and our Facebook page (here)

Car Finance

What do I have to do?

Complete our short online application form! Vendor Finance work with multiple lenders to source finance options for you. Essentially, using the information you provide to us on your enquiry form, we get to work matching you with the lender that best suits your needs.

How much can I borrow?

Minimum of €5,000. No upper limit.
Each lender has their own credit policies in place, however, the minimum borrowing amount across them all is €5,000.

How long does it take to get a decision?

Depending on the lender used, a decision can be expected anywhere from 4 hours to 24 hours. Sometimes it takes a little longer than this and sometimes a decision can be returned more quickly.

Do Vendor Finance charge me a fee?

No. Vendor Finance receive a commission directly from the lender for arranging the finance on their behalf.

Can I use any car dealer?

Yes. We work with a large number of car dealers nationwide and will only submit your finance application to a lender that has your chosen car dealer on their dealer panel.

Let's get started!

Applying with us only takes 60 seconds,.

Apply Now

Our Trusted Partners

We work with top-tier lenders to find you the most competitive finance rates.

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